BY INVITATION ONLY – PRIVATE PLACEMENT PROGRAMS/HIGH YIELD INVESTMENT PROGRAMS AND MONETIZATION OF BANK INSTRUMENTS (Historical returns of 10%/month)

Esum Enterprises, Inc. and its affiliate partners (lawyers, foundations and international bankers) have a 25 year history of working with Tier 1 International Trade Groups creating confidential, discrete, novel, consistent financially attractive capital/credit enhancement and monetization programs. Established in 2017, Esum Enterprises is a strategic consultant that contributes by selectively uniting High Net Worth Investors (liquid with $100M+ USD) to International Trade Groups and their operating programs, that very few have access to, generating historical annual returns of 10X per annum. These opportunities are by invitation only.

Esum Enterprises adds value with assisting clients centered on obtaining growth funding needed for projects, acquisitions, accelerating AUM by driving efficiencies and productivity throughout the whole process. From the initial invitation and qualification process (CIS, POF and Passport) submitted to ESUM and a PSA signed, Esum will submit client package to compliance. After Due Diligence is completed, ESUM will make a direct introduction to the investment group and a foundation that will act as a limited partner with the client and require a LPTA signed. ESUM and LTPA entity will then help navigate next level of documentation needed (KYC, CIS, Passport, current bank statement within 3 days) for due diligence to be cleared, committed together to assist client with obtaining final Trade Agreement with the Tier 1 Trader. The entire process to activate a customized program for a client can be streamlined quickly, in just 2-3 weeks with focus and dedication to submitting information and completing required documentation.

HOW IT WORKS: The Trader leverages their respective credit line tied to the client per the agreement, and creates alignment with contracts for pre-arranged Buy/Sell institutional size programs with typically A+ Rated or better Bank Instruments. Client’s funds trigger operations, since wholesaling between Banks and Insurance Companies is not permitted. Typically 2 to 3 trade transactions occur a day, with a pre-arranged price spread. Profits are generated weekly and monthly for the client and are typically directed to a separate Client Account. Client’s funds are not at risk at any time and remain blocked in their own account. ESUM participates as a partner in the upside, in the form of a Profit Sharing Agreement. No fees are required at any time from the client, this includes (retainer, upfront, operating maintenance or closing, etc.). Private Banker involvement, and your banker will instruct you that your funds are never at risk with these transactions.

Eligible Client Profile: Private Investors, Family Office (CEO/CIO), Foundations

Not Eligible: Private Equity, Funds, Fund of Funds, Hedge Funds, Insurance Co’s.

Agreements: Profit Sharing/NCND, LTPA, Trade Agreement

We believe Confidentiality and Non-Disclosure must be maintained at all times and is essential to business today. We do not use our clients or their information to obtain new business, by disclosing their information to any other third parties.

Scenario examples are as below.

PROGRAMS WITH CASH BY ADMINISTRATIVE HOLD
DESCRIPTION : Program by Administrative Hold, Send the Swift MT799 or MT760
ASSET TYPE : Cash Funds Only
CURRENCY : $ USD , € EURO , £ POUND STERLING
DURATION : Administrative Hold for One (1) Year and One (1) Day
CONTRACT : The client signs the contract, possibly even a meeting in the Bank, the said contract will specifically guarantee the “principal” amount as well as the guarantee the extraordinary weekly “profits” for the client in the long of Program
DOCUMENTS : The client must provide of KYC + Copy of Bank Statement + Bank Letter (signed by two Bank Officers and sealed by Bank)

TERMS OF PROGRAM

The operation is initiated by admin hold, the client send the Swift MT799 & MT760
The client accepts and will not make any financial move with the account for 40 weeks (duration of the program) The client commits to keeping the same account balance for 40 weeks (duration of the program)

The customer is only owner and signatory of the account
The account must not have a sub account
The Trader never has control of the account
The customer remains the only one who has control of the account at all times
The customer signs the contract with Trader (sometimes in the Traders Bank)
The contract guarantees the profits of the Program Trader may give the client an insurance policy to guarantee the client investment (in some situations)

The client accepts and does not make any move the account for 40 weeks (duration of the program), the client commits to keep the same account balance for 40 weeks (duration of the program).

For this reason the operation has no risk for the client, or to the funds that the client has in the account, since the operation does not make any action or block in the account, the account only condition is to have the same balance for 40 weeks as beginning in the program.

Each month the trader will give to the client the report of the audits conducted to the Program.

PROGRAMS BANK INSTRUMENTS BY SWIFT MT760

DESCRIPTION : Program by Swift MT-760.

This Program requires the sending of the Swift MT-760, the instrument is not transferred, only Blocked/Reserved Hold, is then used as collateral for the duration of the Trading Activity.
ASSET TYPE : Top Bank Instruments
CURRENCY : $ USD , € EURO , £ POUND STERLING
CONTRACT : The client signs the contract in the meeting in the Bank, the said contract will specifically guarantee the “principal” amount as well as the guarantee the extraordinary weekly “profits” for the client in the long of Program
DOCUMENTS : The client must provide of KYC + Copy of the Bank Instruments + Bank Letter (signed by two Bank Officers and sealed by Bank)

TERMS OF PROGRAM

The client signed the contract in the Bank with the Trader.
The Trader gives to the client the insurance policy to guarantee the client investment.
The contract guarantees the profits of the Program.
The Trade Operation is activated by the client’s bank sending a Swift MT760.
Each month the trader will give to the client the report of the audits conducted to the Program.

MONETIZATION OF BANK INSTRUMENTS

DESCRIPTION: Monetization of Bank Instruments is done by Swift MT-760
ASSET TYPE : Top Bank Instruments
CURRENCY : $ USD , € EURO , £ POUND STERLING
DURATION: One (1) Year and One (1) Day
CONTRACT: The client signs the private contract with the Lender
LOAN-TO-VALUE (LTV): The (LTV) of Monetization Depend on the Ratings of the Bank

TERMS OF OPERATION

The client signed the contract with the Lender.
The client sends the Swift MT760 to Lender Bank.
The client will not have to pay The credit of Monetization, The Monetization is NON RECOURSE [Non-Refundable].
The Monetization is Cash not Credit Line.
After the twelve (12) Months the instrument is returned back to the client.
Within Five (5) banking days upon authentication of the Swift MT-760, the Lender Bank will release payment of Invoice price of the Monetization by Swift MT-103 Wire Transfer. Contract Signed By Both Parties. The Client issuing bank will send Pre-advice Swift MT799 to Lenders Bank. The Lenders Bank responds by the same way Swift MT799 showing its readiness and confirmation that it is ready, willing and able to receive the Swift MT-760 to be monetized. The Client Bank Issues Bank Guarantee MT760 to Lenders/Monetizer’s Bank. The Lenders Bank verifies & confirms the MT 760 and instructs for remittance via MT 103 to the client within 5 banking days.

SKR

Safekeeping Receipts
Safe Keeping Receipt’s, or SKR’s, are bank instruments that are on the rise as collateral for alternative financing. A SKR is a financial instrument that is issued by a safe keeping facility, bank or storage house. In storage, assets or other valuables are in a safe, secured and protected area. The issuer of the SKR takes the responsibility of being the legally responsible custodian. Check with your institution or safe keeping storage facility as some require fees for these services.

Examples of asset SKR’s that can be monetized:

Fur SKR
Collectible Art SKR
Gold SKR
Above Ground Assets SKR
Commercial Property SKR
Antiques SKR
Valuable Documents SKR
Precious Metals or Gems SKR
The issuer of the SKR is not the legal owner and therefore, must return the asset to the owner upon request. Who can obtain an SKR? Individuals, corporations, companies, organizations and trusts to name a few. The owner of an SKR may monetize this instrument much like an SBLC, LC, Bond or BG and use these funds as an alternative funding source for projects. Most issued SKR are capable of SWIFT transfers however, some may require an additional MT 760 simultaneous to the transfer of funds in the transaction.

Monetizing and SKR is the process of converting the financial instrument into a legal tender transaction. Depending upon the monetizing bank, certain additional conditions may apply. For instance, is the asset free and clear, meaning; is the title free and clear listed on the SKR? Aside from the validity of the SKR, free titles are the single most important aspect of monetizing. The next important aspect is the capability of a SWIFT MT 760. Once monetized usually for a term of 1 year and 1 day unless otherwise agreed upon, the safe keeping receipt is then completed to the originating issuer.

With these very crucial points in place, monetizing your safe keeping receipt can be a safe transaction because in most circumstances, you don’t move your asset or give up control. Any fees associated with monetizing your SKR should be paid out of proceeds and not upfront. For many reasons, you should never make an arrangement with SWIFT or transfer your SKR to any one or company without first having a contract in place or knowing the company you are dealing with. Monetizing your SKR can be a solution to alternative conventional financing.

Safekeeping Certificate

Depositary receipts are a common example of safekeeping certificates. These documents often represent ownership of securities issued and traded outside the United States. Depositary receipts can be bought and sold like stocks and can help investors diversify their holdings.

Other methods for investing internationally include purchasing U.S.-traded international stocks, purchasing stock in U.S.-based multinational corporations, and investing in international index funds and foreign country mutual funds through U.S. brokerages. When assets are placed with a broker, a safekeeping certificate is issued.

CONTACT INFORMATION:
Ellen Fassler
President, Esum Enterprises, Inc.
310-486-4503
esum@protonmail.com